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Directory of mortgage lenders in Mountain Brook, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Mountain Brook, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 8 mortgage lenders in Mountain Brook, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Adam Snable
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2053709231
Guild Mortgage - Casey Parsons
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2052092795
Guild Mortgage - Michael Meyer
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2058763939
Guild Mortgage - Drew Bledsoe
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2058359184
Guild Mortgage Company
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2052088177
Guild Mortgage - Cody Williams
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2053887734
Guild Mortgage - Alec Priola
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2052152888
Guild Mortgage - Bryan Goldman
2700 US-280 Suite 290 E, Mountain Brook, AL 35223
2059089782
Mountain Brook home buyers and refinancers can work with licensed mortgage lenders to secure financing. Alabama law requires all mortgage loan originators to be licensed through the Alabama State Banking Department. Local lenders understand the Mountain Brook real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Mountain Brook Cost?
Typical costs for a mortgage lender in Alabama include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and closing costs usually total 2 to 5 percent of the purchase price. Alabama also charges a mortgage recording fee of about 15 to 30 dollars. These costs vary by lender and loan type. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Alabama?
In Alabama, mortgage loan originators must hold a valid license from the Alabama State Banking Department. They must also register with the Nationwide Multistate Licensing System (NMLS). You can verify a lender license on the NMLS consumer access website.
Are there Alabama specific rules for mortgage disclosures?
Yes, Alabama follows federal TILA and RESPA rules for mortgage disclosures. Alabama also has a specific statute of limitations for mortgage foreclosure actions, which is generally one year from the date of default. Lenders must provide clear loan estimates and closing disclosures.
What is the typical down payment for a home in Mountain Brook?
Down payment amounts vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. VA and USDA loans may offer zero down payment options for qualified borrowers in Mountain Brook.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.