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2 agents listed
Updated May 2026
Jacksonville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 2 mortgage lenders in Jacksonville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regions Mortgage
100 Pelham Rd S, Jacksonville, AL 36265
8003256000
PNC Mortgage
817 Pelham Rd S, Jacksonville, AL 36265
2568355275
Mortgage lenders in Jacksonville Alabama help home buyers and homeowners secure financing for property purchases and refinancing. Alabama law requires all mortgage loan originators to be licensed through the Alabama State Banking Department. Local lenders understand the Jacksonville real estate market near Jacksonville State University and can guide you through state-specific closing requirements.
What Does a Mortgage Lender in Jacksonville Cost?
Typical costs for a mortgage lender in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Alabama generally range from 2 to 5 percent of the loan amount. These are general estimates and costs vary by situation. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Jacksonville Alabama?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Alabama?
The process usually takes 30 to 45 days from application to closing. Alabama law allows a three-day right of rescission for refinances but not for purchase loans.
What are the typical down payment requirements for an Alabama mortgage?
Down payments vary by loan type. FHA loans may require 3.5 percent down, while conventional loans often require 5 to 20 percent. USDA and VA loans in Alabama may offer zero down payment options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.