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Find Mortgage Lenders in Hoover, AL

Looking for a mortgage lender in Hoover? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Hoover, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 12 mortgage lenders in Hoover, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
2801 AL-150 Ste 149M, Hoover, AL 35244
2059889032
Mariner Finance
2798 John Hawkins Pkwy Ste 120, Hoover, AL 35244
2055886712
Hometown Lenders, Inc.
501 Riverchase Pkwy E, Hoover, AL 35244
2059897171
Cahaba Mortgage
2 Chase Corporate Dr #30, Hoover, AL 35244
2053941764
Creative 1st Mortgage
3245 Lorna Rd, Hoover, AL 35216
2055309500
Trey Horton Mortgage
1 Chase Corporate Dr # 400, Hoover, AL 35244
2052968741
Benchmark Mortgage - Southeast Partners
100 Concourse Pkwy Suite 130, Hoover, AL 35244
2059946052
Amanda Blalock - NMLS 368815
3245 Lorna Rd, Hoover, AL 35216
2054471990
Three Oaks Mortgage, LLC
3 Riverchase Office Plaza #122, Hoover, AL 35244
2057696001
Tracy Gillen Team, Benchmark Mortgage
100 Concourse Pkwy Suite 130, Hoover, AL 35244
2055865852
Stockton Mortgage
Riverchase Office Plaza Building 1 Suite 204, Hoover, AL 35244
2058598859
Hoover Mortgage
3 Riverchase Office Plaza #219, Hoover, AL 35244
2053941764

Mortgage lenders in Hoover Alabama help home buyers and homeowners secure financing for property purchases and refinancing. Alabama law requires lenders to be licensed through the Alabama State Banking Department. Local lenders understand the Hoover real estate market and can guide you through the loan process with clarity.

What Does a Mortgage Lender in Hoover Cost?

Typical costs for a mortgage in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Closing costs in Alabama generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Hoover Alabama?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders also require proof of homeowners insurance before closing.
How long does the mortgage approval process take in Alabama?
The process usually takes 30 to 45 days from application to closing. Alabama law requires a three day right of rescission after signing for most purchase loans.
Are there special mortgage programs for first time buyers in Alabama?
Yes, the Alabama Housing Finance Authority offers down payment assistance and low interest loans for qualified first time buyers. Many local lenders in Hoover participate in these programs.