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Find Mortgage Brokers in Elkins, WV

Browse mortgage brokers serving Elkins, West Virginia. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Elkins, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 2 mortgage brokers in Elkins, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kimberly Lemasters at NFM Lending
1302 N Randolph Ave, Elkins, WV 26241
3046143437
NFM Lending - Elkins, WV - Branch 603
1302 N Randolph Ave, Elkins, WV 26241
3046363257

Mortgage brokers in Elkins, West Virginia help homebuyers and homeowners find suitable loan options from multiple lenders. West Virginia law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers understand the unique housing market in Randolph County and can guide you through state-specific regulations.

What Does a Mortgage Broker in Elkins Cost?

Mortgage broker fees in West Virginia typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $1,000 and $3,000. Additional costs may include application fees, origination fees, and third-party charges for appraisals and credit reports. West Virginia law requires brokers to disclose all fees in a Good Faith Estimate. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Elkins?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers in West Virginia must follow state licensing rules under the West Virginia Secure and Fair Enforcement for Mortgage Licensing Act.
How do I choose a mortgage broker in West Virginia?
Check that the broker is licensed through the Nationwide Multistate Licensing System. You can verify their license status on the West Virginia Division of Financial Institutions website. Ask about their experience with local lenders and compare their fee structures before making a decision.
What documents do I need for a mortgage application in Elkins?
You typically need recent pay stubs, tax returns for the past two years, bank statements, and proof of identification. West Virginia lenders may also require a property appraisal and title search. Your broker will provide a complete list based on your loan type.