Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage brokers in Spanaway, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
17415 Pacific Ave S Ste L, Spanaway, WA 98387
2538465200
Jeff Journey
16121 Pacific Ave S #1, Spanaway, WA 98387
2532597540
US Bank Mortgage
17305 Pacific Ave S, Spanaway, WA 98387
8008722657
What Does a Mortgage Broker in Spanaway Cost?
Typical mortgage broker costs in Washington range from 1% to 3% of the loan amount, though some brokers charge a flat fee of $2,000 to $5,000. Additional costs may include application fees, processing fees, and third-party charges for appraisals and credit reports. Washington law requires full disclosure of all fees and prohibits hidden charges. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Washington?
A mortgage broker must hold a valid license from the Washington State Department of Financial Institutions. They must also register with the Nationwide Multistate Licensing System and complete continuing education each year.
How do mortgage broker fees work in Washington?
Broker fees are typically a percentage of the loan amount, often between 1% and 3%. Washington law requires brokers to provide a Loan Estimate within three business days of application, showing all fees clearly. You can negotiate the fee with your broker.
Can a mortgage broker help with FHA loans in Spanaway?
Yes, most mortgage brokers in Spanaway can help with FHA loans, VA loans, conventional loans, and USDA loans. They compare products from multiple lenders to find the best option for your situation. Washington has specific rules for FHA loan disclosures and appraisal requirements.