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Compare Mortgage Brokers in Mountlake Terrace, WA

Directory of mortgage brokers in Mountlake Terrace, Washington. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Mountlake Terrace, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 mortgage brokers in Mountlake Terrace, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Security Bank Home Lending Office
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
8006830973
Caliber Home Loans - Mountlake Terrace
6100 219th St SW #545, Mountlake Terrace, WA 98043
4255992600
Enrico Di Salvo at 1st Security Bank | NMLS #113132
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2067184776
Holly Gaal l Fairway Independent Mortgage
5800 236th St SW, Mountlake Terrace, WA 98043
2063992982

Mortgage brokers in Mountlake Terrace Washington help homebuyers compare loan options from multiple lenders. Washington state requires mortgage brokers to be licensed through the Department of Financial Institutions. Local brokers understand Snohomish County market conditions and can guide you through the loan process from pre-approval to closing.

What Does a Mortgage Broker in Mountlake Terrace Cost?

Mortgage broker fees in Washington typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay an origination fee and third-party costs like appraisal and credit report fees. Washington law requires brokers to provide a Loan Estimate showing all costs within three business days of your application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Mountlake Terrace?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan products, and help you choose the best option. In Washington, brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Mountlake Terrace?
Look for a licensed broker with experience in Washington state lending. Check their record with the Washington Department of Financial Institutions. Ask about their fee structure and whether they work with local lenders familiar with Mountlake Terrace home values.
What documents do I need for a mortgage broker in Washington?
You typically need recent pay stubs, tax returns, bank statements, and proof of assets. Washington law requires brokers to verify your income and credit history. Self-employed borrowers may need additional documents like profit and loss statements.