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Compare Mortgage Brokers in Mercer Island, WA

Directory of mortgage brokers in Mercer Island, Washington. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Mercer Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage brokers in Mercer Island, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
7900 SE 28th St Ste 101, Mercer Island, WA 98040
5035770044
US Bank Mortgage
2737 78th Ave SE #102, Mercer Island, WA 98040
2062365909
Laura E Eng - 414007 - Wells Fargo Home Mortgage
3001 78th Ave SE, Mercer Island, WA 98040
2062750138

Mortgage brokers in Mercer Island help home buyers and refinancing homeowners find suitable loan products. Washington state requires mortgage brokers to be licensed through the Department of Financial Institutions. Brokers can offer access to multiple lenders and may assist with local market knowledge specific to King County.

What Does a Mortgage Broker in Mercer Island Cost?

Typical costs for a mortgage broker in Washington include an origination fee of 1% to 2% of the loan amount, plus third-party costs like appraisal fees (USD 400 to USD 700) and credit report fees (USD 30 to USD 50). Some brokers charge a flat fee instead of a percentage. Costs vary by lender, loan type, and borrower profile. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Washington?
Mortgage brokers in Washington must hold a valid license from the Washington State Department of Financial Institutions. They must also pass a background check and complete continuing education every year.
How does a mortgage broker in Mercer Island get paid?
Brokers typically earn a commission based on the loan amount, usually 1% to 2% of the loan. This fee may be paid by the borrower, the lender, or split between both. Washington law requires clear disclosure of all fees before closing.
What documents do I need to apply for a mortgage in Washington?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Washington lenders also require a property appraisal and proof of homeowners insurance.