Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 mortgage brokers in Ferndale, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RJ Bennett - Mortgage Lender, Canopy Mortgage, LCC
5703 3rd Ave A, Ferndale, WA 98248
3607393454
Ty DenHartog - Canopy Mortgage
1887 Main St Suite 204, Ferndale, WA 98248
3609611781
Isaiah Assink - Canopy Mortgage, LLC
1887 Main St Suite 204, Ferndale, WA 98248
3609617896
Chase Mortgage
1825 Main St, Ferndale, WA 98248
3603841165
What Does a Mortgage Broker in Ferndale Cost?
Mortgage broker fees in Washington typically range from 1% to 2% of the loan amount. This includes origination fees, processing fees, and underwriting costs. For a $400,000 loan, broker fees might be $4,000 to $8,000. Some brokers charge a flat fee instead of a percentage. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Washington?
A mortgage broker in Washington must hold a license from the Washington State Department of Financial Institutions. They must also pass a background check and complete continuing education.
How long does a typical mortgage approval take in Ferndale?
A typical mortgage approval in Ferndale takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if appraisal issues arise.
What documents do I need to apply for a mortgage in Washington?
You will need pay stubs, tax returns, bank statements, and identification. Washington lenders also require proof of homeowners insurance and a property appraisal.