Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage brokers in College Place, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HAPO Community Credit Union
2376 Taumarson Rd, College Place, WA 99324
5099435676
Blue Mountain Credit Union
520 S College Ave, College Place, WA 99324
5095264562
STCU: College Place Branch
1288 SE Commercial Dr, College Place, WA 99324
5093261954
What Does a Mortgage Broker in College Place Cost?
Mortgage broker fees in Washington typically range from 1% to 2% of the loan amount. For a $300,000 home, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee of $2,500 to $5,000. Costs can also include application fees, processing fees, and third-party charges like appraisals. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in College Place?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan terms, and help you choose a mortgage that fits your needs. In Washington, brokers must provide a Loan Estimate within three business days of your application.
How do I choose a mortgage broker in College Place?
Look for a licensed broker with experience in Washington state lending laws. Check their NMLS number and read client reviews. Ask about their knowledge of USDA and VA loans, which are popular in College Place due to the areas rural designation.
Are there specific rules for mortgage brokers in Washington?
Yes, Washington requires mortgage brokers to follow the Mortgage Broker Practices Act (RCW 19.146). Brokers must disclose all fees upfront and provide a Good Faith Estimate. They cannot charge fees without a written agreement signed by the borrower.