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Directory of mortgage brokers in Richmond, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Richmond, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 mortgage brokers in Richmond, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Cowart Team of NFM Lending
1127 W Main St, Richmond, VA 23220
8043994333
Blake Bogese, NMLS ID# 1486989
5000 Monument Ave Suite 111, Richmond, VA 23230
8045865174
804Mortgage | William Schroeder | Real Estate and Mortgage Bundled
Richmond, VA 23220
8042831140
ALCOVA Mortgage | Midlothian, VA
1106 N Thompson St, Richmond, VA 23230
8045432009
The Burkett Team of Cross Country Mortgage
1127 W Main St A, Richmond, VA 23230
8048334303
River City Lending Team | Powered by Atlantic Bay Mortgage Group
1807 Libbie Ave Suite 102, Richmond, VA 23226
8045509551
MAK Financial Group Inc
210 Portland Pl, Richmond, VA 23221
8048973700
Briana Sparrow
1807 Libbie Ave suite 1, Richmond, VA 23226
8048780509
The Rudd Mortgage Team
2920 W Broad St Suite 248, Richmond, VA 23230
8049442393
James Bowry
8720 Stony Point Pkwy, Richmond, VA 23235
8048927320
ALCOVA Mortgage | Richmond, VA
8401 Mayland Dr suite r, Richmond, VA 23294
8045924072
ALCOVA Mortgage | Colonial Heights, VA
8401 Mayland Dr suite r, Richmond, VA 23294
8045204020
Home Loan Zone Inc
400 N Ridge Rd Suite 200, Richmond, VA 23229
8553405626
ALCOVA Mortgage | Richmond, VA
1906 N Hamilton St Suite C, Richmond, VA 23230
8044756532
Lendmark Financial Services LLC
5211 S Laburnum Ave, Richmond, VA 23231
8042267901
Dominion Capital Mortgage, Inc.
3900 Westerre Pkwy #303, Richmond, VA 23233
8886070404
Liberty Mortgage Corporation
2501 Monument Ave, Richmond, VA 23220
8047083484
Arbor Home Loans | Richmond
308 Granite Ave, Richmond, VA 23226
8044673466
Dream House Virginia
701 N Courthouse Rd Suite 201, Richmond, VA 23236
8888043482
The Maverick Mortgage Group Powered By Nexa Mortgage
301 Virginia St Unit 903, Richmond, VA 23219
8778302016
Mortgage brokers in Richmond Virginia help homebuyers and homeowners find suitable loan products from multiple lenders. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions. Working with a local broker can give you access to competitive rates and guidance on Virginia specific programs like the Virginia Housing down payment assistance.
What Does a Mortgage Broker in Richmond Cost?
Mortgage broker fees in Virginia typically range from 1% to 2% of the loan amount. For a $300,000 loan this could be $3,000 to $6,000. Some brokers charge a flat fee instead of a percentage. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Virginia?
Mortgage brokers in Virginia must hold a license from the Virginia State Corporation Commission Bureau of Financial Institutions. They also must register with the Nationwide Multistate Licensing System and Registry NMLS.
How do I check if a Richmond mortgage broker is licensed?
You can verify a mortgage brokers license on the NMLS Consumer Access website or through the Virginia SCC Bureau of Financial Institutions online database. Always confirm a brokers license before working with them.
What documents do I need to apply for a mortgage in Richmond?
Typical documents include recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Virginia lenders may also require proof of homeowners insurance and a property appraisal.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.