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Compare mortgage brokers in Richlands. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Richlands, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 mortgage brokers in Richlands, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Seth White
2331 Front St, Richlands, VA 24641
2769714637
Movement Mortgage , Becky Bolton Loan Officer
2331 Front St, Richlands, VA 24641
2762455458
Kara Viers - Movement Mortgage
2331 Front St, Richlands, VA 24641
2769714747
Mortgage brokers in Richlands, Virginia help home buyers and homeowners find suitable loan options from multiple lenders. They work with local and national lenders to secure financing for purchases or refinances. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission and follow specific disclosure rules under the Virginia Mortgage Lender and Broker Act.
What Does a Mortgage Broker in Richlands Cost?
Mortgage broker fees in Virginia typically range from 1% to 3% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. These fees are often paid by the lender or rolled into the loan. Virginia law requires brokers to disclose all fees in a Loan Estimate within three business days of your application. Costs vary based on loan type, loan size, and your financial profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Richlands Virginia?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan products from different lenders, and help you apply for a mortgage. They do not lend money directly but find a lender that fits your needs.
How do I choose a mortgage broker in Richlands?
Look for a broker who is licensed with the Virginia State Corporation Commission and has experience with local property types. Ask about their fee structure and the lenders they work with. Check their record with the Virginia Bureau of Financial Institutions for any complaints.
What documents do I need for a mortgage broker in Virginia?
You will typically need recent pay stubs, W-2 forms or tax returns for two years, bank statements, and proof of assets. Self-employed borrowers may need additional profit and loss statements. The broker will use these to pre qualify you and submit your application to lenders.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.