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Browse mortgage brokers serving Heber City, Utah. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Heber City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 3 mortgage brokers in Heber City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Strategic Home Mortgage
494 S Main St Ste 320, Heber City, UT 84032
8556092313
Guild Mortgage - Thomas Stone
32 S Main St Suite 2, Heber City, UT 84032
4356549979
Xcel Financial
131 N Main St Ste B, Heber City, UT 84032
4356570154
Mortgage brokers in Heber City Utah help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Utah law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and comply with state specific disclosure rules. Local brokers understand the unique real estate market in Wasatch County and can guide you through the process of purchasing a home in this growing mountain community.
What Does a Mortgage Broker in Heber City Cost?
Mortgage broker fees in Utah typically range from 1 percent to 2 percent of the loan amount. For a $400,000 home, this means a fee between $4,000 and $8,000. Some brokers charge a flat fee instead of a percentage. These costs are often paid by the borrower at closing or rolled into the loan. Utah law requires full disclosure of all fees in a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Heber City Utah?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the approval process. Unlike a bank loan officer, a broker works with several lending sources to offer more options.
Are mortgage brokers in Utah required to be licensed?
Yes. Utah law requires all mortgage brokers to be licensed through the Nationwide Multistate Licensing System. You can verify a brokers license on the Utah Department of Financial Institutions website. This ensures the broker meets state education and background check requirements.
How long does the mortgage process take in Heber City?
The typical mortgage process in Utah takes 30 to 45 days from application to closing. Factors such as property appraisal, loan type, and your financial documentation can affect this timeline. A local broker can help you prepare documents in advance to avoid delays.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.