Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 mortgage brokers in Universal City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Store
12000 E Loop 1604 N Ste 100, Universal City, TX 78148
2105665537
World Finance
1628 Pat Booker Rd, Universal City, TX 78148
2106595589
Security Finance
2930a Pat Booker Rd, Universal City, TX 78148
2105660142
Regional Finance
1645 Pat Booker Rd Suite 115, Universal City, TX 78148
2105076988
Fenix Finance
1017 Pat Booker Rd B, Universal City, TX 78148
2105661867
First Command Financial Advisor - Araceli Hernandez
2101 Pat Booker Rd STE 108, Universal City, TX 78148
2106583809
EzMax Loans
504 Pat Booker Rd, Universal City, TX 78148
2104659430
First Command Financial Advisor - Ili Mansfield
2101 Pat Booker Rd STE 108, Universal City, TX 78148
2106583809
First Command Financial Advisor - Sid Frith, RICP®|MBA|CMFA™
2101 Pat Booker Rd STE 108, Universal City, TX 78148
2106583809
Allied Loan
2322 Pat Booker Rd, Universal City, TX 78148
2105660994
Chase Mortgage
912 Kitty Hawk Rd, Universal City, TX 78148
2106599122
What Does a Mortgage Broker in Universal City Cost?
Mortgage broker fees in Texas typically range from 1 percent to 3 percent of the loan amount. For a $300,000 home, this could be $3,000 to $9,000. Some brokers are paid by the lender through a yield spread premium, which may reduce your upfront cost. Costs vary by loan type and complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Universal City Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. They do not lend money directly but connect you with lenders that fit your needs.
Do I need a mortgage broker to buy a home in Universal City?
No, you can work directly with a bank or credit union. However, a broker can compare many lenders at once, potentially saving you time and money. This is especially helpful for first-time buyers or those with unique financial situations.
What Texas laws affect mortgage brokers in Universal City?
Texas has strict rules on home equity loans, including a 80 percent loan-to-value limit and a 12-day cooling-off period. Mortgage brokers must follow the Texas Finance Code and be licensed by the Texas Department of Savings and Mortgage Lending.