Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 mortgage brokers in DeSoto, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
1120 E Pleasant Run Rd Ste 407, DeSoto, TX 75115
4699621111
LTI Mortgage / Hybrid Agent Homes
1801 N Hampton Rd #458, DeSoto, TX 75115
2149152016
Steven J. Thomas, Broker — Refind Realty
128 S Cockrell Hill Rd, DeSoto, TX 75115
7135052280
OneMain Financial
921 W Belt Line Rd Ste 133, DeSoto, TX 75115
9722285688
Heights Finance
1510 N Hampton Rd Suite 200, DeSoto, TX 75115
9722689830
PlainsCapital Bank
2010 N Hampton Rd, DeSoto, TX 75115
4695676700
Chase Home Lending
900 N Polk St #100, DeSoto, TX 75115
8043883935
Commercial Lending DeSoto,TX
1001 Robbie Mince Wy, DeSoto, TX 75115
4697078433
PNC Mortgage
225 N Hampton Rd, DeSoto, TX 75115
9722234950
Chase Mortgage
721 W Belt Line Rd, DeSoto, TX 75115
9722744301
Pinnacle Capital Mortgage Inc
900 N Polk St, DeSoto, TX 75115
4695671112
TSW Mortgage & Associates: Temika S Whitfield
1801 N Hampton Rd Ste. 383, DeSoto, TX 75115
2146411276
What Does a Mortgage Broker in DeSoto Cost?
Mortgage broker fees in Texas typically range from 1% to 2% of the loan amount. For a $250,000 home, this equals $2,500 to $5,000. Some brokers charge a flat fee of $1,000 to $3,000. Lenders may also pay the broker a yield spread premium, which can reduce your upfront cost. Costs vary by loan type, credit score, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in DeSoto?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan offers, and help you choose a mortgage that fits your budget. Brokers do not lend money directly but connect you with lenders.
Are mortgage brokers regulated in Texas?
Yes, mortgage brokers in Texas must be licensed by the Texas Department of Savings and Mortgage Lending. They must pass a background check and complete continuing education. You can verify a brokers license on the Nationwide Multistate Licensing System website.
How do I choose a mortgage broker in DeSoto?
Look for a licensed broker with experience in the DeSoto market. Ask about their lender network and fees. Read online reviews and check their complaint history with the Texas Department of Savings and Mortgage Lending. Interview at least two brokers before deciding.