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2 agents listed
Updated May 2026
Decatur, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage brokers in Decatur, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loans By Julie
104 S Holman St, Decatur, TX 76234
9403931128
AmeriDream Mortgage Group
207 W Main St, Decatur, TX 76234
9406272034
Mortgage brokers in Decatur, Texas help homebuyers and homeowners find suitable loan products from multiple lenders. Texas has unique property laws, including the Texas Home Equity Amendment (Section 50(a)(6)), which limits home equity loan amounts to 80% of the property value. A local broker can guide you through these regulations and connect you with lenders familiar with Wise County requirements.
What Does a Mortgage Broker in Decatur Cost?
Mortgage broker fees in Texas typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $1,000 and $3,000. Additional costs may include origination fees, appraisal fees, and title insurance. Texas law requires lenders to provide a Loan Estimate within three business days of application, detailing all costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Decatur Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you compare rates and terms. In Texas, brokers must be licensed through the Texas Department of Savings and Mortgage Lending.
How do I choose a mortgage broker in Decatur?
Check that the broker is licensed in Texas and has experience with local property types. Ask about their lender network and fees. You can verify a brokers license through the Nationwide Multistate Licensing System (NMLS).
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.