Skip to main content

Mortgage Brokers in Celina, TX

Directory of mortgage brokers in Celina, Texas. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Celina, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage brokers in Celina, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Greco - Greco Mortgage
601 S Ohio Dr Suite 104, Celina, TX 75009
9727872707
Randy Teakell, Mortgage Broker sponsored by Omni-Fund
890 Mellanie Ct, Celina, TX 75009
9729899903
Roxanne Padgett-First State Bank Mortgage
433 S Preston Rd, Celina, TX 75009
9729772350
American Mortgage Company (John Baldwin - Residential Mortgage Broker)
1212 S Preston Rd, Celina, TX 75009
9724898987
Movement Mortgage
102 N Louisiana Dr, Celina, TX 75009
8773141499

Mortgage brokers in Celina Texas help homebuyers and homeowners find suitable loan options from multiple lenders. Texas law requires all mortgage brokers to be licensed by the Texas Department of Savings and Mortgage Lending. Brokers can assist with conventional FHA VA and USDA loans for properties in Celina and surrounding Collin County areas.

What Does a Mortgage Broker in Celina Cost?

Mortgage broker fees in Texas typically range from 1% to 3% of the loan amount. For a $300,000 loan this could be $3,000 to $9,000. Some brokers charge a flat fee instead which may be $2,500 to $5,000. These costs are often paid at closing or rolled into the loan. Texas law also requires lenders to provide a Loan Estimate within three business days of application showing all fees. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Celina Texas?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They gather your financial information shop for rates and terms and guide you through the application process. In Texas brokers must follow state regulations including disclosure requirements under the Texas Finance Code.
How is a mortgage broker different from a bank in Celina?
A mortgage broker works with several lending institutions while a bank loan officer only offers that banks products. This can give you access to more loan options and potentially better rates. Texas law requires brokers to disclose their fees and any lender compensation upfront.
What documents do I need to apply with a mortgage broker in Celina?
You typically need recent pay stubs tax returns bank statements and identification. For self employed borrowers Texas brokers may require two years of tax returns and profit loss statements. The broker will also need your credit report authorization.