Find Mortgage Brokers in Austin, TX
Directory of mortgage brokers in Austin, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage brokers in Austin, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Austin Texas help homebuyers find suitable loan products from multiple lenders. They are licensed by the Texas Department of Savings and Mortgage Lending. Brokers can assist with conventional loans FHA loans VA loans and Texas-specific programs like the Texas Veterans Land Board loans.
What Does a Mortgage Broker in Austin Cost?
In Texas mortgage brokers typically charge an origination fee between 0.5% and 2.75% of the loan amount. For a $300,000 loan this fee could range from $1,500 to $8,250. Some brokers also charge a flat fee of $1,000 to $3,000. Costs vary by lender loan type and your credit profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Austin Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information shop for loan options and help you complete the application process. In Texas brokers must hold a valid license from the state.
Do I need a mortgage broker to buy a home in Austin?
No you do not need a broker to buy a home. You can work directly with a bank or credit union. However a broker can save you time by comparing offers from several lenders at once.
How are mortgage brokers regulated in Texas?
Mortgage brokers in Texas are regulated by the Texas Department of Savings and Mortgage Lending. They must pass a background check complete pre-licensing education and renew their license annually. Texas law also requires brokers to provide a disclosure of fees.