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Directory of mortgage brokers in Germantown, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Germantown, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 9 mortgage brokers in Germantown, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of England Mortgage - 901
7666 Poplar Pike, Germantown, TN 38138
9013559283
Gwen Chambers - First Community Mortgage - NMLS ID 703846
2277 West St, Germantown, TN 38138
3177533506
Eagle Bank Mortgage: Jake Scott
9062 Valley Crest Ln Suite 202, Germantown, TN 38138
9014944662
Myron Taylor - First Community Mortgage - NMLS ID 1171251
2277 West St, Germantown, TN 38138
9012085149
My Mortgage Company LLC
7540 North St, Germantown, TN 38138
8555626101
Andy Ellis - First Community Mortgage - NMLS ID 397708
2277 West St, Germantown, TN 38138
9013559283
First Community Mortgage - Germantown, TN
2277 West St, Germantown, TN 38138
8004648626
Bartlett Mortgage Inc
7708 Poplar Ave, Germantown, TN 38138
9013873060
Wendy Thompson Team Germantown Mortgage Brokers & Lending Company
7796 Wolf Trail Cove, Germantown, TN 38138
9014460806
Mortgage brokers in Germantown Tennessee help home buyers and refinancing homeowners connect with lenders that fit their needs. Tennessee law requires mortgage brokers to be licensed through the Department of Financial Institutions and follow the Tennessee Residential Lending Act. Working with a local broker can give you access to lenders familiar with Shelby County property values and Germantown market trends.
What Does a Mortgage Broker in Germantown Cost?
Mortgage broker fees in Tennessee typically range from 1 percent to 3 percent of the loan amount. For a 300000 dollar loan this means a fee between 3000 and 9000 dollars. Some brokers are paid by the lender through yield spread premiums which can reduce your upfront cost. Always ask for a written fee agreement before you start. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Germantown do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop loan options, and help you apply for a mortgage. In Tennessee brokers must hold a valid license and comply with state disclosure rules.
How do I choose a mortgage broker in Germantown Tennessee?
Look for a broker who is licensed with the Tennessee Department of Financial Institutions. Check their experience with loans common in Germantown such as conventional FHA or VA loans. Ask about their lender network and fee structure before you proceed.
Are there Tennessee laws that affect mortgage brokers?
Yes. Tennessee Code Title 45 governs mortgage broker licensing and conduct. Brokers must provide a Loan Estimate within three business days of your application. They cannot charge fees before you receive this estimate. Tennessee also limits prepayment penalties on certain loans.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.