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4 agents listed
Updated May 2026
South Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage brokers in South Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HarborOne Mortgage
361 Main St, South Kingstown, RI 02879
4012636170
Michael Pelosi
26 S County Commons Way Suite A-8, South Kingstown, RI 02879
4017414089
Lance Conte
26 S County Commons Way A8, South Kingstown, RI 02879
8604603303
Seaside Mortgage
24 Salt Pond Rd # C4, South Kingstown, RI 02879
4017830050
Mortgage brokers in South Kingstown Rhode Island help home buyers and homeowners find suitable loan products from multiple lenders. Rhode Island law requires mortgage brokers to be licensed by the state Department of Business Regulation. Working with a local broker can simplify the process of securing a mortgage for a home in Washington County.
What Does a Mortgage Broker in South Kingstown Cost?
Typical mortgage broker fees in Rhode Island range from 1% to 2% of the loan amount. Some brokers charge a flat fee between 2500 and 5000 dollars. Additional costs may include application fees and processing fees. Costs vary by loan type and broker. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in South Kingstown?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options that match your needs. In Rhode Island brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Rhode Island?
Check that the broker is licensed with the Rhode Island Department of Business Regulation. Ask about their experience with local properties and loan types. Compare fee structures and read client reviews before deciding.
Are there Rhode Island specific rules for mortgage brokers?
Yes Rhode Island law requires mortgage brokers to provide a Good Faith Estimate of costs within three days of application. They must also disclose any conflicts of interest. Brokers cannot charge fees that are not clearly explained in writing.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.