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Compare Mortgage Brokers in Downingtown, PA

Compare mortgage brokers in Downingtown. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Downingtown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 mortgage brokers in Downingtown, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Bernstein, Mortgage Loan Officer Empowered by NEXA Mortgage
423 Bianca Cir, Downingtown, PA 19335
6104208627
AAA Mortgage Solutions LLC
9 Dominic Dr, Downingtown, PA 19335
6106189721
Turnstone Mortgage
890 Williamsburg Blvd, Downingtown, PA 19335
6103248830

Mortgage brokers in Downingtown, Pennsylvania help home buyers and homeowners find suitable loan products from multiple lenders. Pennsylvania law requires mortgage brokers to be licensed by the Pennsylvania Department of Banking and Securities. Working with a local Downingtown broker can give you access to lenders familiar with Chester County property values and local market conditions.

What Does a Mortgage Broker in Downingtown Cost?

Mortgage broker fees in Pennsylvania typically range from 1% to 3% of the loan amount. For a $300,000 loan this could be $3,000 to $9,000. Some brokers charge a flat fee instead of a percentage. You may also pay application fees and third party costs like appraisals. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Downingtown Pennsylvania?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. In Pennsylvania brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Downingtown?
Look for a broker licensed with the Pennsylvania Department of Banking and Securities. Check their experience with local properties in Chester County. Ask about their fee structure and how they get paid before you start the application process.
Are there Pennsylvania laws that protect borrowers when using a broker?
Yes. Pennsylvania law requires mortgage brokers to provide a Good Faith Estimate of costs and a Mortgage Broker Disclosure form. Brokers cannot charge excessive fees and must act in your best interest under state regulations. You have three days to cancel a loan after signing under federal law.