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Directory of mortgage brokers in Philomath, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Philomath, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 mortgage brokers in Philomath, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Severn Thomas- State Farm Insurance Agent
2372 Main St, Philomath, OR 97370
5419292534
Philomath Community Services
360 S 9th St, Philomath, OR 97370
5419292499
Edward Jones - Financial Advisor: Helen K Bennett, CFP®
134 N 19th St A, Philomath, OR 97370
5419299275
Mortgage brokers in Philomath, Oregon help home buyers and refinancing homeowners connect with lenders that fit their needs. Oregon law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and to follow state disclosure rules. Whether you are buying a home in Philomath or refinancing a property in Benton County, a local broker can guide you through Oregon-specific programs like the Oregon Bond Residential Loan.
What Does a Mortgage Broker in Philomath Cost?
Mortgage broker fees in Oregon typically range from 1% to 3% of the loan amount. For a $400,000 home, this means $4,000 to $12,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type, lender, and complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Philomath Oregon?
A mortgage broker acts as a middleman between you and multiple lenders. They help you compare loan options, gather paperwork, and submit applications. In Oregon, brokers must follow the Oregon Mortgage Lending Act and provide clear fee disclosures.
How do I choose a mortgage broker in Philomath?
Look for a broker licensed in Oregon through the NMLS database. Ask about their experience with local property types and Oregon loan programs. Check reviews and compare their fee structures before committing.
Are there Oregon-specific loan programs a broker can help with?
Yes. Oregon offers the Oregon Bond Residential Loan program for first-time buyers and the Oregon Cash Advantage program for down payment assistance. A broker can explain eligibility and help you apply.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.