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Looking for a mortgage broker in Xenia? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Xenia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 8 mortgage brokers in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Mike Reed
869 W 2nd St, Xenia, OH 45385
9373742239
Old Fort Banking Company
88 Progress Dr, Xenia, OH 45385
9373725792
Edward Jones - Financial Advisor: Collin A Crowe, CRPS™
561 W 2nd St, Xenia, OH 45385
9377649768
Edward Jones - Financial Advisor: Heather L Daum
869 W 2nd St, Xenia, OH 45385
9372491833
Fifth Third Mortgage - Joseph Beach
100 W Main St, Xenia, OH 45385
5133200643
Chase Mortgage
306 W 2nd St, Xenia, OH 45385
9373762971
Edward Jones - Financial Advisor: Ryan Beach, AAMS®
1202 N Monroe Dr, Xenia, OH 45385
9373729647
Fifth Third Mortgage - Andrea Barr
100 W Main St, Xenia, OH 45385
9373478099
Mortgage brokers in Xenia Ohio help home buyers and refinancing homeowners find suitable loan options from multiple lenders. Ohio law requires all mortgage brokers to be licensed through the Ohio Division of Financial Institutions. Working with a local broker can give you access to lenders familiar with Greene County property values and local market conditions.
What Does a Mortgage Broker in Xenia Cost?
Mortgage broker fees in Ohio typically range from 1% to 2% of the loan amount. For a $200,000 home loan, this could mean $2,000 to $4,000 in broker fees. Some brokers charge a flat fee instead, often between $2,500 and $5,000. Additional costs may include application fees, appraisal fees, and credit report charges. Ohio law requires brokers to provide a Loan Estimate within three business days of your application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Xenia Ohio?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products from various banks and credit unions, and help you choose a mortgage that fits your needs. In Ohio, brokers must follow state licensing rules and disclose all fees upfront.
Do I need a mortgage broker or can I go directly to a bank?
Both options are valid. A broker can offer access to multiple lenders and may find rates or terms you cannot get from a single bank. However, some borrowers prefer working directly with their local bank or credit union. The choice depends on your specific financial situation and comfort level.
How do I choose a mortgage broker in Xenia?
Look for a broker who is licensed with the Ohio Division of Financial Institutions. Check their experience with local properties and ask for references. Compare their fee structures and ensure they provide a Good Faith Estimate of costs before you commit.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.