Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 8 mortgage brokers in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Mike Reed
869 W 2nd St, Xenia, OH 45385
(937) 374-2239
edwardjones.com
Edward Jones - Financial Advisor: Collin A Crowe, CRPS™
561 W 2nd St, Xenia, OH 45385
(937) 764-9768
edwardjones.com
Edward Jones - Financial Advisor: Heather L Daum
869 W 2nd St, Xenia, OH 45385
(937) 249-1833
edwardjones.com
Fifth Third Mortgage - Joseph Beach
100 W Main St, Xenia, OH 45385
(513) 320-0643
mortgageadvisors.53.com
Edward Jones - Financial Advisor: Ryan Beach, AAMS®
1202 N Monroe Dr, Xenia, OH 45385
(937) 372-9647
edwardjones.com
Fifth Third Mortgage - Andrea Barr
100 W Main St, Xenia, OH 45385
(937) 347-8099
mortgageadvisors.53.com
What Does a Mortgage Broker in Xenia Cost?
Mortgage broker fees in Ohio typically range from 1% to 2% of the loan amount. For a $200,000 home loan, this could mean $2,000 to $4,000 in broker fees. Some brokers charge a flat fee instead, often between $2,500 and $5,000. Additional costs may include application fees, appraisal fees, and credit report charges. Ohio law requires brokers to provide a Loan Estimate within three business days of your application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Xenia Ohio?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products from various banks and credit unions, and help you choose a mortgage that fits your needs. In Ohio, brokers must follow state licensing rules and disclose all fees upfront.
Do I need a mortgage broker or can I go directly to a bank?
Both options are valid. A broker can offer access to multiple lenders and may find rates or terms you cannot get from a single bank. However, some borrowers prefer working directly with their local bank or credit union. The choice depends on your specific financial situation and comfort level.
How do I choose a mortgage broker in Xenia?
Look for a broker who is licensed with the Ohio Division of Financial Institutions. Check their experience with local properties and ask for references. Compare their fee structures and ensure they provide a Good Faith Estimate of costs before you commit.