Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 12 mortgage brokers in Troy, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Troy OH
1855 Towne Park Dr B, Troy, OH 45373
(937) 401-3394
lo.primelending.com
Fifth Third Mortgage - Chris Losey
1851 W Main St, Troy, OH 45373
(937) 524-9948
mortgageadvisors.53.com
What Does a Mortgage Broker in Troy Cost?
Mortgage broker fees in Ohio typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between 1500 and 5000 dollars. These costs are often paid at closing or rolled into the loan. Costs vary by lender, loan type, and your credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Troy Ohio?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle paperwork, compare rates, and guide you through the approval process. Brokers must follow Ohio licensing rules under Ohio Revised Code Chapter 1322.
Do I need a mortgage broker or a bank in Troy Ohio?
A mortgage broker can shop multiple lenders for you, while a bank offers only its own loan products. Brokers may be helpful if you have unique financial circumstances or want to compare options. Both are regulated in Ohio, but a broker may provide more flexibility.
What documents do I need for a mortgage broker in Troy Ohio?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Ohio lenders also require proof of homeowners insurance. Your broker will provide a full checklist based on your loan type.