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Mortgage Brokers in Lincoln, ND

Looking for a mortgage broker in Lincoln? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Lincoln, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 2 mortgage brokers in Lincoln, ND Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dakota Community Bank & Trust
66 Santee Rd, Lincoln, ND 58504
7012556500
Hometown Credit Union
109 McDougall Dr, Lincoln, ND 58504
7017511613

Mortgage brokers in Lincoln North Dakota help homebuyers and homeowners find suitable loan products from multiple lenders. North Dakota law requires brokers to be licensed through the Nationwide Multistate Licensing System. Working with a local broker can simplify the process of buying a home in Burleigh County.

What Does a Mortgage Broker in Lincoln Cost?

Mortgage broker fees in North Dakota typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. Costs vary based on loan size and complexity. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Lincoln North Dakota?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application. Brokers do not lend money directly but connect you with lenders that fit your needs.
How do I choose a mortgage broker in Lincoln North Dakota?
Verify the broker is licensed through the North Dakota Department of Financial Institutions. Ask about their experience with local properties and loan types. Check online reviews and request references from past clients.
Are there North Dakota specific rules for mortgage brokers?
Yes. North Dakota Century Code Chapter 13-04.1 regulates mortgage brokers. Brokers must provide a written disclosure of fees and terms before you sign any agreement. They must also maintain a surety bond and follow state licensing requirements.