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Browse mortgage brokers serving Kinston, North Carolina. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Kinston, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 12 mortgage brokers in Kinston, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Time Financing Service
1600 W Vernon Ave, Kinston, NC 28504
2522080142
National Finance Company
405 W Vernon Ave, Kinston, NC 28501
2525238107
Ezzell Mortgage Group
2600 W Vernon Ave, Kinston, NC 28504
2525238171
OneMain Financial
506 Plaza Blvd, Kinston, NC 28501
2525223211
Lendmark Financial Services LLC
4167 W Vernon Ave, Kinston, NC 28504
2525235161
Future Financial Services LLC
827 Hardee Rd, Kinston, NC 28504
2525271503
SMC Home Finance
717 Rosanne Dr STE 1, Kinston, NC 28504
2525235800
Kinston Financial Services Inc
2914 N Herritage St, Kinston, NC 28501
2528887779
Edward Jones - Financial Advisor: Stokes Malone, CFP®|AAMS®
4130 W Vernon Ave Suite J, Kinston, NC 28504
2525201861
East Carolina Mortgage
2506 N Herritage St Suite B, Kinston, NC 28501
2525238171
Edward Jones - Financial Advisor: Tammy S Malone, AAMS®
600 Plaza Blvd Suite D, Kinston, NC 28501
2526595638
PNC Mortgage
609 Plaza Blvd, Kinston, NC 28501
2525592240
A mortgage broker in Kinston North Carolina can help you find home loan options from multiple lenders. North Carolina law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers understand the Kinston housing market and can guide you through the loan process from application to closing.
What Does a Mortgage Broker in Kinston Cost?
Mortgage broker fees in North Carolina usually range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $1,500 and $3,000. You may also pay for a credit report and appraisal. Always ask for a Loan Estimate that shows all costs before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Kinston North Carolina?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan products, and help you choose the best option. In North Carolina, brokers must follow state licensing rules under the North Carolina Secure and Fair Enforcement Mortgage Licensing Act.
How do I choose a mortgage broker in Kinston?
Look for a broker licensed in North Carolina with experience in Lenoir County. Check their NMLS number and read client reviews. Ask about their lender network and whether they offer FHA, VA, or conventional loans.
What documents do I need to apply for a mortgage in Kinston?
You typically need pay stubs, tax returns, bank statements, and proof of identification. North Carolina does not have a state-specific document requirement beyond federal standards. Your broker will provide a complete list based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.