Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage brokers in Port Jefferson Station, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FourLeaf Federal Credit Union
4900 Nesconset Hwy, Port Jefferson Station, NY 11776
8006287070
The Crest Group LLC
1201 NY-112, Port Jefferson Station, NY 11776
6315824800
Heritage Harbor Financial Associates
106 Crystal Brook Hollow Rd, Port Jefferson Station, NY 11776
6313316599
Time Capital Securities Corporation
1 Roosevelt Ave A, Port Jefferson Station, NY 11776
6313311400
AcquiTrust
1037 NY-112, Port Jefferson Station, NY 11776
8888696069
What Does a Mortgage Broker in Port Jefferson Station Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. For a $400,000 home loan, this could mean $4,000 to $8,000 in broker compensation. Some brokers charge a flat fee instead, which may be $2,500 to $5,000. Costs vary based on loan complexity and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Port Jefferson Station do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New York, brokers must disclose their fees and any lender compensation upfront.
How do I choose a mortgage broker in Port Jefferson Station?
Look for a broker who is licensed with the New York State Department of Financial Services. Check their experience with local lenders and ask for references. Ensure they provide a clear written estimate of all costs before you proceed.
What are the licensing requirements for mortgage brokers in New York?
Mortgage brokers in New York must pass a state exam, complete pre-licensing education, and undergo a background check. They must renew their license annually and follow strict disclosure rules under New York Banking Law.