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Compare mortgage brokers in Pearl River. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Pearl River, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage brokers in Pearl River, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Reid at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8777731226
Christopher Higgins at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8777731226
Drew Tobin at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
9143566685
QuestStar Mortgage
7 E Central Ave, Pearl River, NY 10965
8008470714
Carbon Team at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8455484272
Mortgage brokers in Pearl River, New York help homebuyers and refinancers find suitable loan products from various lenders. New York law requires mortgage brokers to be licensed by the Department of Financial Services and to follow strict disclosure rules under General Business Law Article 12-D. Working with a local broker can simplify the process of comparing rates and terms for homes in Rockland County.
What Does a Mortgage Broker in Pearl River Cost?
Mortgage broker costs in New York typically range from 0.5% to 2.75% of the loan amount, often paid as a loan origination fee. For a $400,000 loan, this could be $2,000 to $11,000. Some brokers charge a flat fee of $1,500 to $3,000. Additional costs may include application fees and credit report fees. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Pearl River do?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In New York, brokers must provide a Good Faith Estimate of costs early in the process.
How do I choose a mortgage broker in Pearl River?
Look for a broker licensed with the New York Department of Financial Services. Check their experience with local property types and ask for references. You can verify a brokers license on the NMLS Consumer Access website.
What documents do I need to apply for a mortgage in New York?
Typical documents include pay stubs, tax returns, bank statements, and W-2 forms from the last two years. New York law also requires proof of homeowners insurance and a property appraisal. Your broker will give you a complete list based on your loan type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.