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Looking for a mortgage broker in New York? Review the directory below to compare your options.
10 agents listed
Updated May 2026
New York, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 mortgage brokers in New York, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Better
1 World Trade Center 80th Floor, New York, NY 10007
4155238837
GuardHill Financial LLC
140 E 45th St 31st fl, New York, NY 10017
2126889500
Block Financial Resources
1123 Broadway #921, New York, NY 10010
2129330157
Brian Scott Cohen (NMLS #410025) at Guaranteed Rate Affinity (NMLS #1598647)
348 W 14th St Second Floor, New York, NY 10014
6465848009
The Funding Store
48 Wall St Suite 1100 Office 1228, New York, NY 10005
2123650025
Pan Am Mortgage
116 E 30th St, New York, NY 10016
2128679290
Morty
180 Varick St #816, New York, NY 10014
8444578564
R&J Mortgage & Loan Brokers Manhattan NYC
31 W 34th St. #7162, New York, NY 10001
6467599266
Amerifund Home Mortgage LLC
1177 6th Ave 5th floor, New York, NY 10036
2129229555
R&J DSCR Mortgages Of NYC
560 Lexington Ave 2nd Fl, New York, NY 10022
6466279880
Mortgage brokers in New York New York help borrowers find home loan options from multiple lenders. They are licensed by the New York State Department of Financial Services under Banking Law Article 12-D. Brokers familiar with local co-op board requirements and New York City property tax rules can streamline the mortgage process.
What Does a Mortgage Broker in New York Cost?
Mortgage brokers in New York typically charge an origination fee of 1 to 2 percent of the loan amount. For a $500,000 loan, this fee ranges from $5,000 to $10,000. Some brokers also charge a flat fee of $3,000 to $5,000 for smaller loans. Third-party costs like appraisals and credit reports add $500 to $1,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in New York?
A mortgage broker must hold a license from the New York State Department of Financial Services under Banking Law Article 12-D. The broker must also complete pre-licensing education and pass a state exam.
How long does it take to close a mortgage in New York City?
A typical mortgage closing in New York City takes 45 to 60 days from application. Delays can occur due to co-op board approvals or title issues in the five boroughs.
Are mortgage broker fees regulated in New York?
Yes, New York law limits mortgage broker fees to 2 percent of the loan amount for most residential loans. The broker must provide a Good Faith Estimate of all fees within three business days of application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.