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8 agents listed
Updated May 2026
New Hartford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 8 mortgage brokers in New Hartford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
4654 Commercial Dr, New Hartford, NY 13413
3157688141
Coldwell Banker Prime Properties
4848 Commercial Dr, New Hartford, NY 13413
3157681680
HUNT Real Estate ERA
13 New Hartford Shopping Center, New Hartford, NY 13413
3158019705
Howard Hanna Utica/New Hartford
141 Genesee St, New Hartford, NY 13413
3157358515
Northwestern Mutual
19 Campion Rd, New Hartford, NY 13413
3157315400
New Hartford Branch
41 Kellogg Rd, New Hartford, NY 13413
3157976552
Loandepot new Hartford NY
44 Oxford Rd, New Hartford, NY 13413
3158002396
Nicholas Mancari, Licensed Associate Real Estate Broker at HUNT ERA
13 New Hartford Shopping Center, New Hartford, NY 13413
3157252601
Mortgage brokers in New Hartford, New York help home buyers and refinancers connect with lenders and find suitable loan products. New York State requires mortgage brokers to be licensed through the Department of Financial Services and follow specific disclosure rules under General Business Law Article 12-D. Working with a local broker can simplify the process of securing a mortgage for homes in Oneida County.
What Does a Mortgage Broker in New Hartford Cost?
Mortgage broker fees in New York usually range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. Additional costs may include application fees, appraisal fees, and origination points. New York law requires brokers to disclose all fees in a Good Faith Estimate or Loan Estimate within three business days. Note that costs vary by situation and this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in New Hartford?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In New York, brokers must provide a written disclosure of their fees and any lender compensation.
Are mortgage brokers required to be licensed in New York?
Yes, mortgage brokers must be licensed by the New York State Department of Financial Services. They must complete pre-licensing education, pass an exam, and renew their license annually. You can verify a brokers license on the DFS website.
How long does a mortgage application take in New York?
The process typically takes 30 to 45 days from application to closing in New York. Delays can occur if appraisals or title searches take longer. Your broker can help keep the timeline on track by coordinating with all parties.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.