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Find Mortgage Brokers Near You in Middletown, NY

Looking for a mortgage broker in Middletown? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Middletown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 13 mortgage brokers in Middletown, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid-Hudson Valley Federal Credit Union
360 NY-211, Middletown, NY 10940
8453364444
Heritage Financial Credit Union
161 Dolson Ave, Middletown, NY 10940
8455615607
Cindy-Lee Dorcely at Keller Williams Realty Hudson Valley United
9 Bert Crawford Rd, Middletown, NY 10940
8458212522
Joseph Rubeo, NY Lic. Associate Broker
9 Bert Crawford Rd, Middletown, NY 10940
9148043867
Anthony Minieri, Keller Williams Hudson Valley
9 Bert Crawford Rd #101, Middletown, NY 10940
8454300364
Anthony Rivas, Hudson Valley NY Realtor - Keller Williams
9 Bert Crawford Rd, Middletown, NY 10940
8452622067
Rotolo & Co Home Buyers
200 Schoolhouse Rd, Middletown, NY 10940
8454792735
Joseph Campanella: Primerica - Financial Services
19 Dewitt St, Middletown, NY 10940
8453433666
Mortgage, Bank of America
364 NY-211, Middletown, NY 10940
8453753985
Bill Liebertz
390 Crystal Run Rd Suite 108, Middletown, NY 10941
8458209585
David Curry, VP Commercial Lender- Hudson Valley West
357 E Main St, Middletown, NY 10940
8457901558
Chase Mortgage
12 Lloyds Ln, Middletown, NY 10940
8453423310
Chase Mortgage
440 NY-211, Middletown, NY 10940
8453431119

Mortgage brokers in Middletown New York help homebuyers and homeowners find suitable loan products from multiple lenders. Under New York Banking Law Article 12-D, all mortgage brokers must be licensed by the New York State Department of Financial Services. Working with a local broker can simplify the process of securing a mortgage for a home in Orange County or the surrounding Hudson Valley region.

What Does a Mortgage Broker in Middletown Cost?

In New York, mortgage brokers typically charge a fee equal to 1% to 2% of the loan amount. For a $300,000 loan, this could range from $3,000 to $6,000. Some brokers may also receive compensation from lenders, which must be disclosed to you. Costs vary based on loan complexity and lender requirements. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Middletown New York?
A mortgage broker acts as an intermediary between borrowers and lenders. They gather your financial information, shop for loan options from various banks and credit unions, and help you complete the application process. In New York, brokers must provide a written disclosure of their fees and any lender compensation.
How do I choose a mortgage broker in Middletown?
Look for a broker who is licensed with the New York State Department of Financial Services. Check their history on the NMLS Consumer Access website. Ask about their experience with local property types and loan programs available in Orange County.
Are mortgage brokers regulated in New York?
Yes, mortgage brokers in New York are regulated under Article 12-D of the New York Banking Law. They must pass a background check, complete pre-licensing education, and renew their license annually. Brokers must also provide borrowers with a Mortgage Broker Agreement outlining all fees and terms.