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Directory of mortgage brokers in Islip, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage brokers in Islip, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael J. Watts & Associates Inc.
524 E Main St, Islip, NY 11751
6316509933
Stephen Mikalinis - Chase Home Lending Advisor - NMLS ID 646376
556 E Main St, Islip, NY 11751
5169714699
Chase Home Lending
556 E Main St, Islip, NY 11751
5169714699
Long Island Loan Pro
3 Grant Ave Suite B, Islip, NY 11751
6316506589
Mortgage brokers in Islip, New York help homebuyers and homeowners find suitable loan products from various lenders. These professionals work with local and national banks, credit unions, and private lenders to secure financing for residential properties in Suffolk County. New York law requires mortgage brokers to be licensed by the Department of Financial Services and to follow strict disclosure rules under General Business Law Article 12-D.
What Does a Mortgage Broker in Islip Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. For a $400,000 home loan, this could be $4,000 to $8,000. Some brokers charge a flat fee instead of a percentage. Additional costs may include application fees, appraisal fees, and credit report fees. New York law requires brokers to disclose all fees in a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Islip?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from multiple sources, and help you complete the application process. Brokers do not lend money directly but connect you with lenders who may approve your loan.
How do I choose a mortgage broker in Islip?
Look for a broker who is licensed with the New York Department of Financial Services. Check their experience with properties in Suffolk County and ask about their fee structure. You can verify a brokers license through the Nationwide Multistate Licensing System website.
What documents do I need to apply for a mortgage in Islip?
Typical documents include recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Self-employed borrowers may need additional profit and loss statements. Your broker will provide a complete list based on your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.