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Directory of mortgage brokers in Copiague, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Copiague, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage brokers in Copiague, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
J&A Homes
1295 Great Neck Rd, Copiague, NY 11726
6313377500
Freedom Mortgage - Copiague
825 Merrick Rd, Copiague, NY 11726
6316088181
Chase Mortgage
895 Merrick Rd, Copiague, NY 11726
6318422101
Mortgage brokers in Copiague, New York help home buyers and homeowners find suitable loan products from various lenders. They assist with applications for conventional loans, FHA loans, and VA loans. New York State law requires mortgage brokers to be licensed by the Department of Financial Services and to follow strict disclosure rules under General Business Law Article 12-D.
What Does a Mortgage Broker in Copiague Cost?
Mortgage brokers in New York typically charge an origination fee of 1% to 2% of the loan amount. For a $400,000 home loan, this fee could range from $4,000 to $8,000. Some brokers may also charge application fees or processing fees between $300 and $800. Costs vary by broker and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Copiague do?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. They do not lend money directly but find lenders who may approve your loan.
How do I choose a mortgage broker in Copiague New York?
Look for a broker licensed with the New York State Department of Financial Services. Check their experience with local properties in Suffolk County and ask about their fee structure. You can verify a brokers license on the NMLS Consumer Access website.
What documents do I need for a mortgage application in New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. For self-employed borrowers, additional profit and loss statements may be required. New York also requires a Mortgage Loan Origination Agreement signed before any fees are collected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.