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Mortgage Brokers in Chappaqua, NY

Looking for a mortgage broker in Chappaqua? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Chappaqua, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage brokers in Chappaqua, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Holmes Team of William Raveis Real Estate
65 King St, Chappaqua, NY 10514
9145486179
Gina Bisaccia, Real Estate | NY + CT
65 King St, Chappaqua, NY 10514
9143460566
Lori Meringolo - Houlihan Lawrence Chappaqua
45 S Greeley Ave, Chappaqua, NY 10514
9174146265
DE Capital Mortgage
101 King St, Chappaqua, NY 10514
9142323700

Mortgage brokers in Chappaqua help home buyers and refinancers find suitable loan products from various lenders. In New York, mortgage brokers must be licensed by the Department of Financial Services and follow strict disclosure rules. Working with a local broker can simplify the process of securing a mortgage for a home in Westchester County.

What Does a Mortgage Broker in Chappaqua Cost?

In New York, mortgage broker fees typically range from 1% to 2% of the loan amount. For a $500,000 loan, this could be $5,000 to $10,000. Some brokers charge a flat fee instead. Additional costs include appraisal fees, credit report fees, and origination charges. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Chappaqua New York?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan options, and help you apply. In New York, brokers must provide a written disclosure of their fees and any lender compensation.
Are mortgage brokers regulated differently in New York?
Yes, New York requires mortgage brokers to be licensed and to follow the state's Banking Law. They must also provide a Mortgage Broker Agreement that outlines all fees and terms before you proceed with an application.
How long does a typical mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances. Delays can occur if property title issues arise or if appraisal takes longer.