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4 agents listed
Updated May 2026
Binghamton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage brokers in Binghamton, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Supreme Lending-Mike Reid
32 W State St Suite# 209, Binghamton, NY 13901
6074252585
First Niagara Mortgage
65 Court St, Binghamton, NY 13901
6077725412
M&T Bank - Mortgage Division
68 Exchange St 3rd Floor, Binghamton, NY 13901
6077795937
Collin Vestel - M&T Bank
68 Exchange St, Binghamton, NY 13901
6079726255
Mortgage brokers in Binghamton, New York help home buyers and refinancers connect with lenders and secure financing. New York State requires mortgage brokers to be licensed through the Department of Financial Services and follow strict disclosure rules. Working with a local broker can simplify the process of finding a loan that fits your needs in the Southern Tier region.
What Does a Mortgage Broker in Binghamton Cost?
Mortgage broker fees in New York usually range from 1% to 2% of the loan amount. For a $200,000 loan, this could be $2,000 to $4,000. Some brokers charge a flat fee instead. Additional costs may include application fees and credit report fees. New York law requires all fees to be disclosed in writing upfront. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Binghamton?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New York, brokers must provide a detailed disclosure of fees and services before you proceed.
How do I choose a mortgage broker in New York?
Look for a broker licensed by the New York State Department of Financial Services. Check their history on the Nationwide Multistate Licensing System. Ask about their experience with local lenders and their fee structure before signing any agreement.
What are the typical costs for a mortgage broker in New York?
Mortgage brokers in New York typically charge a fee of 1% to 2% of the loan amount. Some brokers may also receive compensation from the lender. You will see all costs itemized in the Loan Estimate form provided after you apply. Always review this document carefully.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.