Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 mortgage brokers in Woodbridge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Woodbridge, NJ Branch - NMLS: 1806051
321 Main St Lower Level 1, Woodbridge, NJ 07095
9089567152
Kingdom First Mortgage LLC
655 Amboy Ave, Woodbridge, NJ 07095
7326341000
The Mortgage Specialists - AMS Mortgage
367 Berry St, Woodbridge, NJ 07095
7325270106
Guaranteed Rate of Woodbridge
234 Main St #202, Woodbridge, NJ 07095
7325270702
Simple Fast Mortgage
525 Amboy Ave 1st floor, Woodbridge, NJ 07095
2124614406
The Mortgage Plugs
280 Woodbridge Ave, Woodbridge, NJ 07095
7326531200
PRMG
280 Woodbridge Ave, Woodbridge, NJ 07095
7327180973
What Does a Mortgage Broker in Woodbridge Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also encounter application fees or origination fees. Costs vary based on loan type, lender, and your financial situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Woodbridge?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. Brokers in Woodbridge are familiar with local real estate market conditions in Middlesex County.
How do I choose a mortgage broker in New Jersey?
Check that the broker is licensed with the New Jersey Department of Banking and Insurance. Look for experience with New Jersey specific programs like the NJHMFA first time homebuyer program. Read reviews and ask about their fee structure before committing.
Are there New Jersey laws that affect mortgage brokers?
Yes. New Jersey requires mortgage brokers to provide a Loan Estimate and Closing Disclosure within specific timeframes under federal and state law. Brokers must also disclose their compensation and any fees upfront. These rules help protect borrowers in Woodbridge.