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Directory of mortgage brokers in Sea Girt, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Sea Girt, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage brokers in Sea Girt, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
1330 Laurel Ave Suite 101, Sea Girt, NJ 08750
7323597801
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
7323597800
Mutual of Omaha Reverse Mortgage
2150 NJ-35 Suite 28, Sea Girt, NJ 08750
9086181458
Susie Weil of Mutual of Omaha Reverse Mortgage
2150 NJ-35 Office #22, Sea Girt, NJ 08750
6094628415
Mortgage brokers in Sea Girt, New Jersey help home buyers and refinancing clients find suitable loan products from various lenders. New Jersey requires mortgage brokers to be licensed through the New Jersey Department of Banking and Insurance and follow state regulations like the New Jersey Residential Mortgage Lending Act. Working with a local broker can give you access to lenders familiar with Sea Girt property values and Monmouth County real estate trends.
What Does a Mortgage Broker in Sea Girt Cost?
Mortgage brokers in New Jersey typically charge a fee of 1% to 2% of the loan amount. For a $400,000 home loan, this could be $4,000 to $8,000. Some brokers are paid by the lender through yield spread premiums, which can reduce your upfront costs. Additional costs may include application fees, credit report fees, and appraisal costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a mortgage broker and a bank in Sea Girt?
A mortgage broker works as an intermediary who shops your loan application to multiple lenders to find competitive rates and terms. A bank or credit union offers only its own loan products. Brokers can often provide more options, especially for borrowers with unique financial situations.
What documents do I need to apply for a mortgage in Sea Girt New Jersey?
Typical documents include recent pay stubs, W-2 forms or tax returns from the last two years, bank statements, and proof of assets. New Jersey also requires a signed Good Faith Estimate and a Loan Estimate under the federal TILA-RESPA Integrated Disclosure rule.
Are there any New Jersey-specific mortgage laws I should know about?
Yes. New Jersey has a six-year statute of limitations for mortgage foreclosure actions. The state also requires mortgage brokers to provide a written disclosure of their fees and any conflicts of interest before you sign a loan application. New Jersey does not allow prepayment penalties on most residential mortgages.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.