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Compare mortgage brokers in Ocean City. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage brokers in Ocean City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brass Financial Group
1145 Asbury Ave unit a, Ocean City, NJ 08226
6098003863
Saltwater Living Team by Christopher Oliva
201 34th St, Ocean City, NJ 08226
6096020508
Suzanne Bryce at Rate (NMLS #91143)
1205 West Ave # A, Ocean City, NJ 08226
6092944433
Longbridge Financial, LLC - John Walters - Reverse Mortgages
1501 Pleasure Ave, Ocean City, NJ 08226
5512525773
Ocean City Financial Group
700 West Ave Suite 200, Ocean City, NJ 08226
6098141100
Guaranteed Rate
301 E 10th St 1st Floor, Ocean City, NJ 08226
6093915206
Waterstone Mortgage Corporation
903 Bay Ave Suite 208, Ocean City, NJ 08226
4012405468
Best Home Loans & Realty
801 Asbury Ave, Ocean City, NJ 08226
6406502221
Joe Jackson-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
7324761293
Mortgage brokers in Ocean City New Jersey help buyers and homeowners find suitable loan products from multiple lenders. They are licensed by the New Jersey Department of Banking and Insurance and must follow state regulations including the New Jersey Residential Mortgage Lending Act. Ocean City is a popular shore community with seasonal and year-round properties, so brokers here often handle unique financing for vacation homes and investment properties.
What Does a Mortgage Broker in Ocean City Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Costs vary based on loan complexity and lender terms. New Jersey law requires brokers to disclose all fees in a Good Faith Estimate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Ocean City New Jersey?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle the application process, compare rates, and guide you through New Jersey specific requirements such as property surveys and flood insurance for coastal areas.
Do I need a mortgage broker for a shore house in Ocean City?
A broker can be helpful for shore properties because they know which lenders offer loans for second homes or rental properties. They also understand New Jersey flood zone requirements and can help you find a lender who works with seasonal income for vacation rentals.
How do I choose a mortgage broker in Ocean City New Jersey?
Check that the broker is licensed with the New Jersey Department of Banking and Insurance. Ask about their experience with coastal properties and review their fee structure. You can verify a license on the NIPLR website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.