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Directory of mortgage brokers in Oakland, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Oakland, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage brokers in Oakland, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
345 Ramapo Valley Rd, Oakland, NJ 07436
2013374125
NJ Lenders Corp.- Mahwah, NJ
21 Franklin Ave, Oakland, NJ 07436
9738900005
Kevin Faren - Mortgage Loan Officer
160 Ramapo Valley Rd, Oakland, NJ 07436
2017395039
Mortgage brokers in Oakland New Jersey help homebuyers and homeowners find suitable loan products from various lenders. New Jersey law requires mortgage brokers to be licensed by the New Jersey Department of Banking and Insurance. Working with a local broker can simplify the process of securing a mortgage for homes in Bergen County.
What Does a Mortgage Broker in Oakland Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $1,500 and $3,000. Costs can also include origination fees and third party charges like appraisal and credit report fees. New Jersey law requires brokers to provide a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Oakland New Jersey?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options that match your needs. In New Jersey brokers must follow state regulations including disclosure requirements under the New Jersey Consumer Mortgage Act.
How do I choose a mortgage broker in Oakland?
Look for a broker licensed in New Jersey with a good record. Check their experience with local property types and ask about their lender network. You can verify a brokers license through the New Jersey Department of Banking and Insurance website.
What documents do I need for a mortgage broker in New Jersey?
Typical documents include pay stubs, tax returns, bank statements, and identification. For self employed borrowers New Jersey lenders may require two years of tax returns. The broker will guide you on specific requirements for your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.