Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage brokers in Irvington, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Limonette Insurance Agency llc
888 Stuyvesant Ave. #1, Irvington, NJ 07111
9737928375
Citizens
1331 Springfield Ave, Irvington, NJ 07111
9733748200
State Realty
1290 Springfield Ave, Irvington, NJ 07111
9733714500
Hanover Financial Services LLC
1160 Stuyvesant Ave., Irvington, NJ 07111
9084777979
What Does a Mortgage Broker in Irvington Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. For a $300,000 loan, this could be $3,000 to $6,000. Some brokers may charge a flat fee instead, often between $1,500 and $5,000. Costs vary based on loan complexity and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Irvington New Jersey?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you apply for a mortgage that fits your needs. In New Jersey, brokers must follow state regulations to protect borrowers.
How do I choose a mortgage broker in Irvington?
Look for a broker who is licensed with the New Jersey Department of Banking and Insurance. Check their experience and ask for references from past clients in Irvington. Compare fees and loan options before making a decision.
What are the licensing requirements for mortgage brokers in New Jersey?
New Jersey requires mortgage brokers to pass a background check, complete pre-licensing education, and obtain a license through the Nationwide Multistate Licensing System. They must also renew their license annually and follow state laws on disclosure and fair lending.