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Looking for a mortgage broker in Garfield? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Garfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 mortgage brokers in Garfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Unlimited, L.L.C.
222 Outwater Ln Suite 4B, Garfield, NJ 07026
9734788444
The Rojas Team Group
352 Lanza Ave, Garfield, NJ 07026
2019134438
RE/MAX 100
358 Midland Ave #1719, Garfield, NJ 07026
9738001700
Kearny Bank
369 Lanza Ave, Garfield, NJ 07026
9734781200
Kevin Kearsey - Supreme Lending
222 Outwater Ln, Garfield, NJ 07026
2017394174
Chase Mortgage
136 Passaic St, Garfield, NJ 07026
9734732242
PNC Mortgage
12 Outwater Ln, Garfield, NJ 07026
9733405300
Mortgage brokers in Garfield, New Jersey help homebuyers and homeowners find suitable loan products from multiple lenders. They must follow New Jersey licensing rules under the New Jersey Residential Mortgage Lending Act (N.J.S.A. 17:11C-51). Working with a local broker can simplify the process of comparing rates and terms for your specific financial situation.
What Does a Mortgage Broker in Garfield Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $1,000 and $3,000. These fees are often paid at closing and may be negotiable. New Jersey law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Garfield New Jersey?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you apply for a mortgage that fits your needs. In New Jersey, brokers must be licensed by the New Jersey Department of Banking and Insurance.
How do I choose a mortgage broker in Garfield NJ?
Look for a broker with a valid New Jersey mortgage broker license. Check their record on the Nationwide Multistate Licensing System (NMLS). Ask about their experience with local lenders and their knowledge of New Jersey specific programs like the NJHMFA down payment assistance.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.