Find Mortgage Brokers in Southaven, MS
Browse mortgage brokers serving Southaven, Mississippi. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Mississippi before hiring.
Showing 19 mortgage brokers in Southaven, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Southaven, Mississippi help home buyers and refinancing homeowners connect with lenders. Mississippi law requires mortgage brokers to be licensed through the Mississippi Department of Banking and Consumer Finance. Southaven brokers understand local market conditions in DeSoto County and can assist with conventional, FHA, and VA loans.
What Does a Mortgage Broker in Southaven Cost?
Typical mortgage broker costs in Mississippi range from 1 percent to 3 percent of the loan amount. For a $200,000 home, this means $2,000 to $6,000 in broker fees. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type, credit score, and lender requirements. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Mississippi?
A mortgage broker in Mississippi must hold a valid license from the Mississippi Department of Banking and Consumer Finance. This license requires passing a background check and completing pre-licensing education.
How long does it take to close a mortgage in Southaven?
A typical mortgage closing in Mississippi takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer than expected.
Are there specific Mississippi laws about mortgage broker fees?
Yes, Mississippi law limits mortgage broker fees to 5 percent of the loan amount for most residential loans. All fees must be disclosed in a Good Faith Estimate at the time of application.