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Mortgage Brokers in Ridgeland, MS

Directory of mortgage brokers in Ridgeland, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.

15 agents listed
Updated May 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 15 mortgage brokers in Ridgeland, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ernie Turner
1076 Highland Colony Pkwy #150, Ridgeland, MS 39157
6019416276
Tower Loan
655 Lake Harbour Dr #700, Ridgeland, MS 39157
6018534184
Academy Mortgage
573 US-51 Suite C, Ridgeland, MS 39157
7692301827
Affordable Lending Group, LLC
589 Northpark Dr D, Ridgeland, MS 39157
6018990115
NOLA Lending Group - Brian Lott
196 Charmant Pl #4, Ridgeland, MS 39157
6012140555
Trustmark
1029 Highland Colony Pkwy, Ridgeland, MS 39157
6018985500
Matt Wilson- Story Financial Partners- Senior Morgage Lending Specialist; NMLS 642317
1076 Highland Colony Pkwy, Ridgeland, MS 39157
6014100602
Residential Mortgage Corporation
571 US-51, Ridgeland, MS 39157
6016059979
Scott A. Garner - Renasant Mortgage
1069 Highland Colony Pkwy, Ridgeland, MS 39157
6014470227
American Home Lending USA Llc
589 Northpark Dr, Ridgeland, MS 39157
6018990113
Liberty FCU Mortgage | Madison
875 Northpark Dr suite a bldg 1, Ridgeland, MS 39157
6015190675
Karen P. Howard NMLS 79050 Sr. Loan Originator
409 W Parkway Pl Suite 200, Ridgeland, MS 39157
6019061398
Riley Cooper, Mortgage Loan Originator - Hancock Whitney Bank
1062 Highland Colony Pkwy Concourse 200, Ridgeland, MS 39157
6017906755
New American Funding - Ridgeland
1000 Highland Colony Pkwy bldg 5000 Ste 5203, Ofc 249, Ridgeland, MS 39157
6014079224
NOLA Lending Group
196 Charmant Pl #4, Ridgeland, MS 39157
6017070101

Mortgage brokers in Ridgeland Mississippi help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Mississippi law requires mortgage brokers to be licensed through the Mississippi Department of Banking and Consumer Finance. Working with a local broker can simplify the loan process and connect you with programs specific to the state.

What Does a Mortgage Broker in Ridgeland Cost?

Typical mortgage broker costs in Mississippi range from 1% to 2% of the loan amount. For a $200,000 loan, that means $2,000 to $4,000 in broker fees. Some brokers charge a flat fee of $1,500 to $3,000. Costs vary by broker and loan complexity. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Ridgeland do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. They do not lend money directly but facilitate the loan process.
Is a mortgage broker required to be licensed in Mississippi?
Yes. Mortgage brokers in Mississippi must be licensed through the Mississippi Department of Banking and Consumer Finance. They must also pass a background check and complete continuing education to maintain their license.
What are typical fees for a mortgage broker in Ridgeland?
Mortgage broker fees in Mississippi usually range from 1% to 2% of the loan amount. Some brokers charge a flat fee instead. These fees are often paid at closing and can sometimes be negotiated or rolled into the loan.