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Directory of mortgage brokers in Winona, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Winona, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 mortgage brokers in Winona, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Heather Larsen
902 E 2nd St Suite 211, Winona, MN 55987
5074596416
WNB Financial
204 Main St, Winona, MN 55987
5074548800
Wells Fargo Home Mortgage - Bridget Schoonover
125 Main St, Winona, MN 55987
5072505447
Patrick Smock Loan Officer
840 Mankato Ave Suite B, Winona, MN 55987
5074943026
Wells Fargo Home Mortgage - Amie Kruger
875 34th Ave, Winona, MN 55987
5072055894
Latonia Schmitt, Mortgage Loan Officer
1491 W Broadway St, Winona, MN 55987
5074949308
Bremer Mortgage
225 Lafayette St, Winona, MN 55987
5074525202
Mortgage brokers in Winona, Minnesota help homebuyers and homeowners find suitable loan options from multiple lenders. Minnesota law requires mortgage brokers to be licensed through the Minnesota Department of Commerce. Working with a local broker can provide insight into Winona specific housing market trends and river valley property considerations.
What Does a Mortgage Broker in Winona Cost?
Mortgage broker fees in Minnesota typically range from 1% to 3% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay origination fees and third party costs like appraisal and credit report fees. Costs vary based on loan type, complexity, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Winona?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose a mortgage product that fits your needs. Brokers do not lend money directly but facilitate the loan process.
How do I choose a mortgage broker in Winona?
Look for a broker licensed in Minnesota through the Nationwide Multistate Licensing System. Check their experience with local properties and read client reviews. Ask about their lender network and fee structure before signing any agreement.
Are mortgage brokers regulated in Minnesota?
Yes, mortgage brokers in Minnesota must be licensed under Minnesota Statutes Chapter 58. They must follow state laws regarding disclosure of fees and loan terms. The Minnesota Department of Commerce oversees compliance and handles consumer complaints.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.