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Directory of mortgage brokers in Waite Park, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 10 mortgage brokers in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homeowners Financial Group
67 10th Ave S, Waite Park, MN 56387
3205293760
PrimeLending, A PlainsCapital Company - St Cloud
314 10th Ave S #160, Waite Park, MN 56387
3202522727
The Laudenbach Team at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3202908750
Jacob Mueller at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3202919576
Darrin Shemon at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
8017921700
Amber Laudenbach at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3205293767
Kristi Hawker, NMLS: 860288, PrimeLending
314 10th Ave S #160, Waite Park, MN 56387
3203459798
Gary McIntyre at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
6513241887
Vicki Erickson, NMLS: 452438, PrimeLending
314 10th Ave S #160, Waite Park, MN 56387
3203457217
Timi Molitor at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3204929793
A mortgage broker in Waite Park can help you find home loan options from multiple lenders. Minnesota law requires mortgage brokers to be licensed through the Minnesota Department of Commerce. Local brokers understand the Waite Park real estate market and can assist with conventional, FHA, and USDA loans.
What Does a Mortgage Broker in Waite Park Cost?
Mortgage broker fees in Minnesota typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee, often between $1,000 and $3,000. You may also pay for an appraisal, credit report, and other third-party costs. Always ask for a Loan Estimate to see all fees upfront. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Waite Park do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options that fit your needs. In Minnesota, brokers must follow state regulations regarding disclosure and licensing.
Do I need a mortgage broker to buy a home in Waite Park?
No, you can work directly with a bank or credit union. However, a broker can compare multiple lenders to find competitive rates and terms. This can save time and potentially lower your costs.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.