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Browse mortgage brokers serving St Cloud, Minnesota. Contact information and addresses listed below.
12 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 12 mortgage brokers in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envision Capital
14 7th Ave N, St Cloud, MN 56303
3202911075
St. Cloud Mortgage, Inc.
606 25th Ave S #101, St Cloud, MN 56301
3202607576
New American Funding - Chad Faur
4150 2nd St S Ste 325, St Cloud, MN 56301
9523563493
Bell Bank Mortgage, Mike Petroske
3051 2nd St S #101, St Cloud, MN 56301
3202530666
One Mortgage, LLC
1407 33rd St S, St Cloud, MN 56301
3202570223
New American Funding - St Cloud, MN
4150 2nd St S Ste 325, St Cloud, MN 56301
3202011356
New American Funding - Michael Schrupp
4150 2nd St N Ste 325, St Cloud, MN 56301
6122803657
Shelvin Dean - St. Cloud Mortgage, Inc
606 25th Ave S #101, St Cloud, MN 56301
3202664973
Granite City Mortgage of Saint Cloud Inc
600 25th Ave S Ste 208, St Cloud, MN 56301
3202520100
Chris Wahl at Guaranteed Rate Affinity (NMLS #283507)
2680 W St Germain St, St Cloud, MN 56301
7632356215
US Bank Mortgage
1015 W St Germain St 2nd Floor, St Cloud, MN 56301
8008722657
Shelvin @ St. Cloud Mortgage, Inc.
606 25th Ave S #101, St Cloud, MN 56301
3202664973
Mortgage brokers in St Cloud, Minnesota help borrowers find suitable home loan products from multiple lenders. Minnesota law requires mortgage brokers to hold a state license through the Minnesota Department of Commerce. Brokers can assist with conventional, FHA, VA, and USDA loans for homes in the St Cloud area.
What Does a Mortgage Broker in St Cloud Cost?
Mortgage broker fees in Minnesota typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $1,000 and $3,000. Additional costs may include application fees, credit report fees, and origination charges. Minnesota law requires brokers to provide a Loan Estimate within three business days of application. Costs vary by loan type, lender, and borrower qualifications. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage brokers need in Minnesota?
Mortgage brokers in Minnesota must be licensed through the Minnesota Department of Commerce under the Minnesota Residential Mortgage Originator and Servicer Licensing Act. They must complete pre-licensing education and pass a background check.
How do mortgage brokers in St Cloud get paid?
Mortgage brokers are typically paid through a commission based on the loan amount or a flat fee from the lender. In Minnesota, brokers must disclose all fees and compensation in a Good Faith Estimate within three business days of application.
What documents do I need to apply with a St Cloud mortgage broker?
You will typically need pay stubs, tax returns for the past two years, bank statements, and a valid ID. Minnesota law also requires proof of homeowners insurance before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.