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Find Mortgage Brokers in South St Paul, MN

Compare mortgage brokers in South St Paul. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
South St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 mortgage brokers in South St Paul, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sota Home Buyers
1226 Concord St S Suite A, South St Paul, MN 55075
6122499300
CHOICE MORTGAGE
201 Concord Exchange N Suite 201, South St Paul, MN 55075
8009007040
Bremer Mortgage
633 Concord St S, South St Paul, MN 55075
6514516822

Mortgage brokers in South St Paul Minnesota help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Minnesota law requires mortgage brokers to be licensed through the Minnesota Department of Commerce and follow state specific disclosure rules. Working with a local broker can provide insight into South St Paul neighborhood values and regional lending programs.

What Does a Mortgage Broker in South St Paul Cost?

Mortgage broker fees in Minnesota typically range from 0.5 percent to 2.75 percent of the loan amount. Some brokers charge a flat fee between 500 and 3000 dollars. You may also pay third party costs for appraisal, credit report, and title services. Costs vary by loan type, lender, and your financial profile. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in South St Paul Minnesota?
Mortgage brokers in Minnesota must hold a residential mortgage originator license from the Minnesota Department of Commerce. They must also pass a background check and complete continuing education each year.
How do I choose a mortgage broker in South St Paul?
Look for a broker with a valid Minnesota license and positive client reviews. Ask about their experience with local lenders and their knowledge of South St Paul housing market conditions.
What documents do I need to apply for a mortgage through a broker in Minnesota?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Minnesota law also requires lenders to provide a Loan Estimate within three business days of your application.