Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 6 mortgage brokers in Ramsey, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Terri Ronneng
9457 US-10, Ramsey, MN 55303
6126707798
Lend Smart Mortgage, LLC
6957 US-10 #105, Ramsey, MN 55303
7634274116
Bell Bank Mortgage, Sheri Jondahl
9457 US-10, Ramsey, MN 55303
7632867578
Village Bank
7125 Riverdale Dr NW, Ramsey, MN 55303
7633988000
Bell Mortgage
9457 US-10, Ramsey, MN 55303
7637465300
Tanya Reopelle - Zip Mortgage NMLS 1505465
8756 151st Ave NW, Ramsey, MN 55303
9522884252
What Does a Mortgage Broker in Ramsey Cost?
Mortgage broker fees in Minnesota typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $1,500 and $3,000. You may also pay an origination fee, application fee, and third-party costs such as appraisal and credit report fees. Minnesota law requires brokers to provide a Good Faith Estimate of all fees within three business days of your application. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Ramsey Minnesota?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare interest rates, and guide you through the application process. In Minnesota, brokers must comply with the Minnesota Residential Mortgage Originator Licensing Act.
How do I choose a mortgage broker in Ramsey?
Look for a broker licensed with the Minnesota Department of Commerce and check their record on the Nationwide Multistate Licensing System. Ask about their experience with local lenders and their knowledge of Anoka County housing trends. Always compare fee structures and loan estimates from at least two brokers.