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Directory of mortgage brokers in Owatonna, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Owatonna, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage brokers in Owatonna, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brenda Bednar at CrossCountry Mortgage
214 S Oak Ave, Owatonna, MN 55060
5074551858
Cambria Mortgage
319 N Cedar Ave Suite B, Owatonna, MN 55060
5073631307
Mortgage brokers in Owatonna help home buyers and refinancing homeowners find loan options from multiple lenders. Minnesota law requires mortgage brokers to be licensed through the Minnesota Department of Commerce. Local brokers understand the Owatonna real estate market and can guide you through state specific disclosure requirements.
What Does a Mortgage Broker in Owatonna Cost?
Typical mortgage broker costs in Minnesota range from 0.5 percent to 2.75 percent of the loan amount. For a 300,000 dollar loan this equals 1,500 to 8,250 dollars. Some brokers charge a flat fee instead of a percentage. Costs vary by loan type, complexity, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Minnesota?
A mortgage broker in Minnesota must hold a license from the Minnesota Department of Commerce. The license requires passing a background check and completing pre licensing education. Brokers must also renew their license annually.
How long does a mortgage pre approval last in Minnesota?
A mortgage pre approval typically lasts 60 to 90 days in Minnesota. The exact time frame depends on the lender and the type of loan. After the period ends you may need to update your financial documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.