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Mortgage Brokers in North Oaks, MN

Compare mortgage brokers in North Oaks. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
North Oaks, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 mortgage brokers in North Oaks, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sheryl Kammerer - REALTOR -Edina Realty -HOME 4 YOU TEAM
500 Village Center Dr, North Oaks, MN 55127
7632298515
The Joy Erickson Real Estate Team | Edina Realty
500 Village Center Dr, North Oaks, MN 55127
6128027150
Faith Waters Edina Realty
500 Village Center Dr, North Oaks, MN 55127
6512854476
Edina Realty - North Oaks, North Suburban Real Estate Agency
500 Village Center Dr, North Oaks, MN 55127
6514838500
Greg Granlund Edina Realty
500 Village Center Dr, North Oaks, MN 55127
6126369959
North Oaks Financial Group
200 Village Center Dr Ste 200, North Oaks, MN 55127
6516350500
Michael Kauls - Thrivent Financial
100 Village Center Dr Ste. 250, North Oaks, MN 55127
6512195838

A mortgage broker in North Oaks can help you find the right home loan by comparing multiple lenders. In Minnesota, brokers must be licensed through the Minnesota Department of Commerce under the Residential Mortgage Originator Act. They can assist with conventional loans, FHA loans, and VA loans for properties in this quiet suburban community near St. Paul.

What Does a Mortgage Broker in North Oaks Cost?

Mortgage broker fees in Minnesota typically range from 1 percent to 2 percent of the loan amount. For a 300,000 dollar home, that means 3,000 to 6,000 dollars in broker fees. Some brokers charge a flat fee instead of a percentage. You may also pay application fees and processing fees. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in North Oaks Minnesota?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan options that fit your needs. In Minnesota, brokers must disclose their fees and any lender compensation upfront.
Do I need a license to be a mortgage broker in Minnesota?
Yes, all mortgage brokers and loan originators must be licensed through the Minnesota Department of Commerce. They must pass a background check and complete pre-licensing education. You can verify a license on the Nationwide Multistate Licensing System website.
What documents do I need to apply for a mortgage in North Oaks?
You will typically need pay stubs, W-2 forms, tax returns, bank statements, and identification. Minnesota law requires lenders to provide a Loan Estimate within three business days of your application. This document shows your loan terms and closing costs.