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Directory of mortgage brokers in Lino Lakes, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Lino Lakes, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 mortgage brokers in Lino Lakes, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Justin Larson, Mortgage Lender - Home Loans NMLS #1490922
7525 Village Dr #120, Lino Lakes, MN 55014
3202969177
Rebecca Hawley NMLS#1729105 - M&M Mortgage
2077 Watermark Way, Lino Lakes, MN 55038
7636079707
US Bank Mortgage
7984 Lake Dr, Lino Lakes, MN 55014
8008722657
Mortgage brokers in Lino Lakes Minnesota help home buyers and refinancing homeowners find suitable loan products from multiple lenders. These professionals are licensed by the Minnesota Department of Commerce and must follow state regulations including the Minnesota Residential Mortgage Originator and Servicer Licensing Act. Working with a local broker can give you access to a variety of loan options and personalized guidance for the Twin Cities housing market.
What Does a Mortgage Broker in Lino Lakes Cost?
Mortgage broker fees in Minnesota typically range from 1 percent to 2 percent of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars depending on the loan size and complexity. You may also pay an origination fee or receive a lender paid compensation. Costs vary by situation and should be clearly disclosed in your loan estimate. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Lino Lakes do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information shop for loan options and help you compare interest rates terms and closing costs. Brokers in Minnesota must hold a valid license from the state.
Do I need a mortgage broker or can I go directly to a bank?
You can go directly to a bank or credit union but a broker may offer access to more lenders and loan programs. Brokers can often find competitive rates and terms that fit your specific financial situation. Both options are valid and it depends on your needs.
How are mortgage brokers in Minnesota regulated?
Mortgage brokers in Minnesota are regulated by the Minnesota Department of Commerce under the Residential Mortgage Originator and Servicer Licensing Act. They must pass a background check complete pre licensing education and renew their license annually. Brokers are also required to provide clear disclosures about fees and loan terms.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.